Personal Finance Tracker + Dashboard

Track in Excel.
Visualize beautifully.

The only budget template that comes with a stunning visual dashboard. 100% offline. No subscription. No bank linking. Ever.

Get Stride Budget — $17 → See how it works
Stride Budget Dashboard.html
Stride Budget
↻ Auto-refreshed 2:34 PM
Monthly Income
$5.0K
Total Spent
$3.7K
Net Surplus
$1.3K
Savings Rate
21.0%
Total Debt
$42.2K
Net Worth
$23.9K
Spending Split
50 / 30 / 20 Status
Needs45.1%
Wants6.9%
Savings21.0%
Savings Goals
🚨 Emergency Fund25%
🏠 House Down Payment13%
🚗 New Car12%
✈️ Vacation Fund24%
🔒 100% offline — data never leaves your computer
📊 Works in Excel + Google Sheets
⚡ Dashboard auto-refreshes every 30 seconds
✅ Standard .xlsx — no macros, no warnings
💸 One-time purchase. No subscription.
How it works

Two tools. One system.
Total control.

Every other budget template is just a spreadsheet. Stride Budget pairs a data layer you trust with a visual layer you'll actually want to open.

TOOL 01 — DATA LAYER
📋
Stride Budget.xlsx
Your familiar spreadsheet. Enter data in Excel or Google Sheets. Blue cells are yours — everything else calculates automatically.
  • 8 tabs covering every aspect of personal finance
  • 3,600 pre-formatted transaction rows — 10 years of tracking
  • Snowball & Avalanche debt payoff strategies built in
  • Standard .xlsx — works everywhere, no compatibility issues
TOOL 02 — VISUAL LAYER
🌐
Stride Budget Dashboard.html
Open in Chrome, link your Excel file once, and get a real-time visual dashboard powered entirely by your data. Auto-refreshes as you work.
  • 6 live KPI cards — income, surplus, savings rate, net worth
  • Spending donut, 50/30/20 status, income vs expenses chart
  • Savings goal progress bars + debt payoff timelines
  • 3 themes: Midnight, Cloud, Navy
Why Stride Budget

Built different,
by design.

🔒
Completely private
SheetJS reads your file entirely in your browser. No server, no upload, no cloud. Chrome confirms your permission every session — visible proof your data never moves.
⚡
Auto-refreshing dashboard
Edit your spreadsheet, save, and the dashboard updates automatically within 30 seconds. No clicking refresh. Works whether Chrome is side-by-side or minimized.
📐
Compatible everywhere
Standard .xlsx format works in Excel and Google Sheets. Unlike competitors using .xlsb (binary format with compatibility issues) — Stride Budget opens anywhere, always.
🎨
3 beautiful themes
Switch between Midnight, Cloud, and Navy themes with one click. All charts re-render instantly with the new palette. Your budget should look as good as it works.
📅
Plan by paycheck
The Paycheck Budget tab lets you allocate every dollar before you spend it. Total debt payments auto-pull from your Debt Tracker — no manual entry needed.
🎯
Snowball & Avalanche
Choose your debt payoff strategy in the Debt Tracker. Payoff timelines calculate automatically for every debt. Watch the months count down as you pay down balances.
The spreadsheet

8 tabs. Every angle
covered.

Blue cells are yours. Everything else calculates automatically. Set up once — runs for years.

⚙️
Setup
ONCE ONLY
Income, currency, 50/30/20 targets, and category assignments. Everything reads from here.
📝
Transactions
DAILY
3,600 pre-formatted rows for 10 years of daily tracking. Category + type dropdowns included.
📊
Budget Rule
READ ONLY
Live 50/30/20 breakdown. Fully auto-calculated. Nothing to fill in — just read it.
📋
Paycheck Budget
PER PAYCHECK
Plan exactly where each paycheck goes. Surplus calculates live as you fill in amounts.
📆
Bills Tracker
MONTHLY
Due dates, amounts, auto-pay status. Mark Paid / Due / Unpaid as the month progresses.
💳
Debt Tracker
MONTHLY
Snowball or Avalanche strategy. Payoff timelines calculate automatically for every debt.
🎯
Savings Goals
MONTHLY
Up to 10 goals with target, saved, monthly contribution, and months-to-finish.
💎
Net Worth
MONTHLY
4-month rolling view of assets minus liabilities. Watch your wealth grow month by month.
Privacy first

Your finances stay
yours. Always.

Stride Budget runs entirely in your browser using SheetJS. No server ever touches your data. No account to create. No bank to connect.



When Chrome asks "Allow this site to view Stride Budget.xlsx?" — that's Chrome proving your data requires your permission to be read. Click Allow on every visit and it remembers forever. One click. Total control.

🔐 What Stride Budget does and doesn't do
✓
Reads your Excel file locally in your browser
✓
Works with no internet connection at all
✓
Keeps all your data on your own computer
✓
Asks Chrome permission before reading anything
✗
Never uploads your data to any server
✗
Never connects to your bank or accounts
✗
Never requires an account or login
✗
Never charges a subscription fee

Take your first
financial stride today.

Download, extract, double-click. Setup takes 10 minutes.
The rest takes care of itself.

$17 one-time · instant download · no subscription

Get Stride Budget on Etsy →

Available exclusively on Etsy · Instant digital download · Includes all 4 files